Use what you learned in the previous lesson to solve real-world problems.

Check what you understood with a short quiz.

Compare cases where the platform is only facilitating a sale with cases where it is the merchant of record. You’ll identify how that choice affects customer statements, support duties, risk ownership, and who is treated as the seller.

Use what you learned in the previous lesson to solve real-world problems.

Break a customer payment into gross amount, processing costs, seller earnings, platform revenue, taxes, tips, shipping, or other pass-through amounts. You’ll practice reading a charge as a set of money claims, not one simple lump sum.

Use what you learned in the previous lesson to solve real-world problems.

Check what you understood with a short quiz.

Distinguish the platform fee from Stripe processing fees and from seller revenue. You’ll calculate simple percentage and flat-fee examples and see why platforms must decide whether fees come out of the seller’s share or are added for the buyer.

Use what you learned in the previous lesson to solve real-world problems.

Take one checkout and assign money to one seller, several sellers, or a service provider such as a driver or creator. You’ll reason through why the platform must track each party’s promised share even when the buyer makes only one payment.

Use what you learned in the previous lesson to solve real-world problems.

Check what you understood with a short quiz.

Trace why a successful checkout does not mean the funds are ready to pay out immediately. You’ll connect pending money, available money, bank settlement, weekends, currencies, and payout timing without diving into the full payment lifecycle.

Use what you learned in the previous lesson to solve real-world problems.

Compare releasing funds right after payment with waiting until delivery, service completion, or a cancellation window passes. You’ll see how delayed release helps platforms match money movement to real-world obligations.

Use what you learned in the previous lesson to solve real-world problems.

Check what you understood with a short quiz.

Use a reserve to handle refunds, disputes, failed payouts, or seller losses that arrive after money was collected. You’ll reason through why platforms may hold back a percentage or minimum balance instead of paying out every available dollar.

Use what you learned in the previous lesson to solve real-world problems.

Follow seller earnings from an internal balance to an external bank account or debit card. You’ll distinguish automatic schedules, manual payouts, instant payout options, payout failures, and the role of the connected account’s payout bank.

Use what you learned in the previous lesson to solve real-world problems.

Check what you understood with a short quiz.

Work through what happens to each party’s share when money has to be returned or clawed back. You’ll identify when a seller balance, platform fee, reserve, or platform balance may absorb the loss without covering the detailed refund or dispute workflow.

Use what you learned in the previous lesson to solve real-world problems.

Check what you understood with a short quiz.

Review this chapter with practice based on your mistakes.